Personal Insurance Products

Experien Insurance Services will help you take care of the following personal insurance needs.

Trauma Insurance

Have you ever thought what you would do if you became seriously ill but still needed to pay the mortgage, other debts and daily living expenses? Would you have enough ...


 

Total & Permanent Disablement (TPD) Insurance

Have you ever thought of what would happen if you were unable to return to work due to a sickness or an injury? Would you have enough savings put aside to ensure ...


Needlestick Cover

Needlestick cover pays a lump sum benefit if you become infected with HIV, Hepatitis B or Hepatitis C as a result or an accident occurring during the course of your ...


 

Life Insurance

Life Insurance is about protecting the people around you that matter the most. It provides financially protection in the event that you were not longer around to support and provide ...


Key Person Insurance

Key person Insurance is if your business relies on a key individual's to drive the revenue or maintain the debts of the business, and their death, disablement or trauma would ...


 

Income Protection Insurance

Income Protection for Specialists Fact Card


Business Succession (Buy/Sell) Insurance

When two or more people work together in a business, there needs to be serious consideration of the disposal of each person's share of the business in all circumstances. Buy/Sell ...


 

Business Expenses Insurance

For self-employed individuals, that have a responsibility to cover the fixed costs of a business. This cover provides a monthly benefit to pay business expenses should the business owner be ...