05
Oct

Dental Mapractice Insurance Claims

This information, from a large malpractice insurer in the USA, may be of interest to Australian dental practitioners.

The USA and Australian dental operating environment and legislation will be different, and hence the professional indemnity insurance claims statistics will differ also.

But some elements are likely to be common and so awareness of information from other jurisdictions should be noted.

MedPro Group closed claims data from 2008-2017 for dentists showed the top procedures in treatment related malpractice claims in the USA.

Most frequently noted procedures % of claim volume
Root canal 19%
Crown prep/placement 17%
Bridges/dentures/removable appliances 14%
Extractions 9%
Implants 9%

Dental Implant cases were on average, the most expensive to defend, and were more than twice as expensive as root canal and crown-related procedure cases.

Source : MedPro Group closed claims data, 2008-2017 https://www.medpro.com/rm-topic-reports

Experien General Insurance Services Pty Ltd (ABN 77 151 269 279) AFSL 430190 is not an insurer and arranges the Dental Professional Indemnity insurance as a Broker. AAI Limited ABN 48 005 297 807 trading as Vero Insurance issues the insurance for policies renewing up to 1 May 2019.  Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance is the insurer for new policies from 1 May 2019 and renewing policies from 1 May 2020.  In effecting this contract of insurance the Broker will be acting under an authority given to it by the Insurer and the broker will be effecting the contract as agent of the Insurer and not the Insured.
 
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