"I have been lucky enough to be a client of Lloyd Levin's and Experien since 2011, early in my medical career. He helped initially with organizing adequate cover ...
Claims data from a major Australian life insurer for the period 1 April 2025 to 31 March 2026 provides valuable insight into the health conditions and events most likely to ...
Experien Insurance Services has helped clients secure more than $200 million in life, disability and business expenses insurance claims across Life Insurance, Total and Permanent Disability (TPD), Trauma, Income Protection ...
When people think about risk in healthcare, they often think about professional indemnity insurance, patient treatment, and clinical outcomes. But after helping clients lodge more than 1,000 business insurance claims ...
The Redkite Charity helps Australian families to navigate the challenges of childhood cancer. A very worthy cause. A report from Redkite called "The Hidden Financial Crisis" discusses "The Financial Toxicity ...
When people think about life insurance, trauma insurance or income protection, they often focus on premiums, product features and policy comparisons. But the true test of any insurance policy comes at ...
There is no single amount of insurance that every doctor or dentist should hold. The appropriate level of cover depends on your personal situation, including your income, debts, family situation, ...
“Lloyd has provided great assistance over several years from initial establishment of the Insurance Policies, through to the unfortunate need to claim. His guidance and ability to navigate through the ...
What is TPD insurance ? In simple terms, this is a life insurance product that can be an important financial safety net and pays a lump-sum payment if an ...
A large Australian medical group of general practitioner and skin cancer clinics was the victim of cyber hackers in June 2026 as reported in the media. The criminals stole personal ...
A large Australian Life Insurer has reported that, in the year to 1 April 26, it paid nearly $5bn in claims to over 55,000 Australians. Claims for what is often referred ...
Experien Insurance Services helps many doctors, dentists, vets and other professionals to arrange, manage and claim on income protection insurance and life insurance. One ...
“In this article you’ll learn : typical costs, what drives premiums up or down, and how to manage affordability.” Income protection insurance is designed to replace a portion of ...
“Lloyd made the process of applying for life/income protection/tpd insurance very easy and simple to understand. He recommended additional products I was not aware of. He was extremely responsive to ...
Life insurance held through superannuation is a common and potentially tax‑effective strategy for many Australians. However, how the insurance is structured within super ...
A Different Strategy When Cash Flow Is Tight At a glance Use super savings (via rollover) to pay retail life insurance premiums ...
Testimonial from a doctor we helped to get an Income Protection Insurance claim paid from an insurer following an accident. Dear Mark, Thank you for all your help, ...
For many Australians, a self‑managed superannuation fund (SMSF) offers unparalleled control over retirement planning. But with greater control come greater responsibilities—including the obligation to consider life insurance as part of ...
Experien Insurance Services regularly help our clients to lodge and receive claims from life insurers for a range of products including Life insurance, Income protection insurance, Trauma insurance, Total and ...
As at the end of 2025, the life insurance brokers of Experien Insurance Services have proudly arranged over $190,000,000 in claims from life insurers for the following types of products ...
Life insurance brokers in Australia are financial planners that help clients to manage the financial risks arising from death, illness or injury. They work with various life insurers to arrange policies ...
As a business owner in Australia, you’ve worked hard to build something valuable—your business, your team, and your family’s future. But have you considered what would happen if you were ...
Term life insurance is a product that is common and well known in the United States. These are life insurance policies that offer coverage for a specified or fixed amount ...
Surgeons in Australia play a critical role in the healthcare system, performing complex operations to treat injuries, correct deformities, and manage diseases. Their demanding and respected work ranges from life-saving ...
There are a large number of Australians who are self employed. In August 2024, the ...
There were over 38,000 pharmacists in Australian in 2024. Pharmacists are trusted professionals in Australia and have ...
Practice indemnity insurance for a dental practice in Australia is a business-level insurance policy that protects the practice entity (rather than individual dentists) against claims arising from errors, omissions, or ...
There were over 34,000 Physiotherapists in Australian in 2025. Physiotherapists help Australians recover from injury, ...
Do you need to have life insurance if you are taking out a new home loan ? What is mortgage protection life insurance ? What is the best cover to ...
The Optometry Board at AHPRA reported that just over 7,000 people were registered as an ...
Jobs and Skills Australia reported that nearly 200,000 people were working as Software And Applications ...
"Received top class service from Alex Kambos who made the whole process smooth and easy. I received a tailor made advice given my circumstances and needs. Many thanks!" S ...
"Tracey was exceptional. She helped me navigate complex terms and products in a professional, caring and easy to follow way. Central to her service was looking out for ...
"I can't thank Tracey enough for her help with setting up my income protection and life insurance. It was far from a straightforward process — delays from my ...
Thanks to Alex Kambos and his team at Experien for their outstanding support during my claim. Knowing that Alex would deal directly with the insurer took a burden off my ...
APRA prepares a regular publication on life insurance in Australia that includes, amongst other statistics, life and disability insurance claims and disputes statistics for Australian authorised life insurance companies. The ...
In an era where convenience and empowerment is king, free online life insurance illustration tools and calculators may be attractive for some. These digital resources promise quick estimates of coverage ...
As a doctor, your unique professional and personal needs demand specialized life insurance solutions. At Experien Insurance Services (Experien), we’re Australia’s trusted life insurance broker for ...
Market research # conducted in 2025 surveyed Doctors on their confidence levels for their life insurance cover in the event of a significant physical or mental illness. The respondents noted : ...
Independent market research ^ in 2025 asked Dentists how confident they were that they have appropriate insurance cover in the event of a significant physical or mental illness. Dentists who responded ...
Many working Australians receive death and disability insurance automatically through their superannuation fund. That latter can include Income Protection Insurance and/or Total and Permanent Disability or TPD Insurance. The Actuaries ...
Life Insurance for Doctors, Physicians & Surgeons commonly includes Total and Permanent Disability (TPD) cover, Income Protection Insurance, Trauma Insurance (referred to by some also as Critical Illness Insurance), and Death ...
Life insurance for dentists typically includes Income Protection, Trauma Insurance (referred to by some also as Critical Illness Insurance), Total and Permanent Disability (TPD) cover, and Death Cover, and may ...
Testimonial from a Dentist aged in her 50s, following a cancer diagnosis. “Thank you very much for your hard work and making sure that I got the full claim. It will definitely ...
Life insurance can be an important tool to consider in any financial plan. It can provide valuable financial ...
Australia’s life insurers have reported that more Australians leaving work permanently due to mental ill health than ever before. Data from the Council of Australian Life Insurers (CALI) reveals that ...
Many people appreciate the importance of insuring our cars and houses to protect these assets which are top of mind. But many people overlook a financial asset that is even ...
Following a recent claim being paid for a medical client of ours, for Total and Permanent Disability or TPD, for just over $1.4m, we are proud to have now arranged ...
All dentists are required to hold individual professional indemnity insurance as a requirement to be registered by AHPRA. This can provide financial protection for a dentist from negligence ...
Research from 2021 has shown that Australian Dental practitioners were found to have a high burden of mental health concerns, with close to one-third reporting experiencing moderate to severe psychological ...
This information is provided by Experien General Insurance Services Pty Ltd (EGIS) in June 2025. EGIS is not an insurer and arranges selected types of insurance products for
"I had the good fortune to have a medical professional colleague recommend Lloyd Levin for advice and guidance in relation to my income protection policy. Lloyd ...
Testimonial from a young doctor in NSW who lodged a claim because of a brain tumour, and has thankfully recovered. "I just want to take this opportunity to thank ...
Experien Insurance Services have extensive experience in helping our clients when a claim is lodged with a life insurer. In March 2025 we reached a milestone of having assisted our ...
"I’m incredibly grateful to Lloyd and his team for their guidance and advice on my income protection. I recently made a successful claim for a lump sum payment after sustaining ...
"Lloyd has been an incredible professional support during a very emotional time for my small kids and me. He kept us informed every step of the way, ensuring ...
Testimonial from a Doctor in Victoria : I recently had to lodge an income protection claim and would like to commend Lloyd and Meghan on the exceptional service they provided throughout ...
Doctors commonly purchase many types of insurance covers that protect them from various financial risks. Two of the types commonly considered include Life and TPD insurance. What is life insurance ? Life ...
"I cannot thank Lloyd enough for his expert care in managing my claim. His dedication to his clients and willingness to go ...
Life Insurance forms part of the financial plans of many Doctors in Australia. And life insurance doesn't just refer to the category of death cover. It also includes "living" insurance ...
Disability insurance claims paid by life insurers for mental illness have risen materially over time. These claims are paid from the following 2 types of products (described in general or ...
Cancer is a leading burden of disease in Australia and affects many people of working age. In 2017, more than 134,000 Australians were estimated to be diagnosed with cancer, and ...
There are many reasons why Australian Dentists hold various types of life insurance cover. These include the need to replace lost income if the Dentist is unable to work because ...
At the end of November 2024, we have helped our clients get over $165 millions in claims paid from Australian Life Insurers. These include claims for death benefits, Total and ...
For many Australian Doctors, their future income is one of their larger financial assets. This is why Life Insurance, including Income Protection Insurance and other coverage types, are an important ...
A Business Insurance policy can provide valuable financial protection for a Doctor's medical practice. These policies have a wide range of coverage options for both property related damage and can ...
Business insurance can provide Dental Practice owners' financial protection against insured losses relating to property damage, and from liabilities arising from certain events. Property damage could include damages from fire ...
Some financial advisers and life insurance brokers have limited experience in helping their clients when a claim is lodged with a life insurer. Clients of Experien Insurance Services can draw ...
When you buy a retail or personal life insurance policy, an important decision to make is determining who ...
The testimonial below is from a Dentist, written in September 2024, that we helped arrange income protection insurance for, and who claimed on that policy. Hi Mark I ...
The testimonial below is from a 43 year old dentist. We helped this client claim from her insurer on her lump sum trauma policy and also to get a trauma ...
Experien Insurance Services helps many Doctors, Dentists and Vets to arrange insurance cover and to get claims paid from insurers for categories like life and disability insurance, business insurance and ...
Experien General Insurance Services arranges Professional Indemnity Insurance for Australian Dentists as an Agent of a large Australian Insurer (Insurance Australia Limited, trading as CGU Insurance). An optional additional cover that ...
Australians are able to buy life insurance, offered by a range of Australian based life insurers, in several ways. The category of life insurance in this regard includes products offering ...
Are you applying for life insurance and have a history or current symptoms of a back or musculoskeletal disorder ? Perhaps you are also applying for income protection insurance, trauma cover ...
Experien Insurance Services interact with many life insurers to arrange cover for its clients. We may be able to help you apply for Life Insurance and associated products like Income ...
Are you a Doctor or a Dentist seeking life insurance and you have a "pre-existing" health condition ? Experien Insurance Services may be ...
Do you have high blood pressure and want to apply for life insurance or income protection insurance ? We may be able to help you apply for cover if you have ...
Experien Insurance Services may be able to help you apply for Life Insurance if you have Diabetes. We work with a number of life insurers and the framework for Diabetes ...
"Mark Sacks from Experien initially set me up with life/trauma insurance around 2008/9. A few years back when our circumstances had changed with four kids and multiple businesses he again ...
An Income Protection Insurance policy can replace part of your lost income if you are unable to work because of illness or injury. Each Insurer will specify conditions that need ...
Income Protection Insurance is a product that replaces part of the insured's income if they are unable to work because of illness or injury. Whilst some Doctors may not need ...
Some consumers may consider buying life insurance online, and there are many providers who offer this service. If you are considering this option, there are several items you should be ...
Experien Insurance Services arranges and manages life and disability insurance for its clients. We interact with clients using Personal Advice, which means we consider the unique needs, goals and circumstances ...
I was very fortunate to be introduced to Lloyd Levin at an orthodontic dental meeting with Geoff Hall several years ago. Up to that point I had income protection insurance with ...
At 43, I was fit, active and well - until I collapsed out of the blue that is with what I now know was bowel cancer. ...
With our continued growth, we are excited to have changed our Australian Financial Services Licensee (AFSL) from Affinia AFSL No 237857 to Count Financial AFSL No 227232. This change was ...
"Tony Snoyman from Experien has been my financial adviser for the roughly three years since my husband passed away. He has always been professional but also friendly in our dealings. ...
"My wife and I decided to get income protection through Lloyd and the team when we were junior doctors. Originally, we were a bit sceptical about IP, but ...
Income Protection Insurance can be a valuable product to protect your ongoing income against you becoming ill or injured and unable to work in your usual capacity. Many people arrange their ...
"When I retired in 2018, my personal insurance requirements changed. I moved my Insurance to Clearview via Mark Sacks, Principal Adviser, and he strongly advised me to continue ...
Complaints and feedback can be the beginning of a chain of events that lead to a claim against a Doctor or a Dentist that triggers their professional indemnity insurance. Experien ...
Life insurance can include some or all of income protection insurance, critical illness or trauma insurance, death insurance and Total and Permanent disability insurance. There are several ways to purchase ...
In past decades (such as the 70's, 80's and 90's), Life Insurers in Australia used to actively offer investment and insurance products to their clients. They managed large amounts of ...
Many people ask us who the best life insurer is in Australia, or what is the best life insurance product in Australia ? There is not generic answer to this ...
Some policies issued by life insurers will trigger a benefit if the insured person has an illness or injury as defined by the policy terms. Policies known as Income Protection ...
The National Insurance Brokers Association (NIBA) is the peak representative body in Australia for the general insurance broking industry. On 26 October 2023, the National Insurance Brokers Association (NIBA) published ...
“Mark was incredibly helpful, supportive and reliable in assisting me with an income protection claim for cancer. I’m glad that I had his help and recommend him highly ...
The Life Insurance Industry in Australia is well regulated according to legislation, such as the Life Insurance Act of 1995. The legislation covers many aspects such as who can offer ...
Dental, Medical and Veterinarian practices will commonly consider a range of business insurance covers to protect them against the cost of Property Damage and certain Financial Liability risks. Amongst the ...
