Life And Disability Insurance Claims Examples

Experien Insurance Services arranges and manages life and disability insurance for its clients. We interact with clients using Personal Advice, which means we consider the unique needs, goals and circumstances of each client and recommend the most suitable amounts and types of cover and which insurer to use.  Some companies that arrange these insurance types do not offer personal advice and this has limitations.

The life and disability insurance products we consider include :

  1. Life cover (also referred to as death cover)
  2. Total and permanent disability insurance cover (also referred to as TPD cover)
  3. Income Protection Insurance cover (also referred to as salary continuance insurance or disability income insurance)
  4. Trauma cover (also known as crisis insurance or critical illness insurance), and
  5. Business Expenses Disability Cover

Helping our clients, at the time of any claim, is one of the most important aspects of our service.  At the time of writing (March 24) we have helped our clients get payments from over 10 different insurers amounting to over $150m.  We have extensive experience and insights with regards to claims and this helps us when we arrange the most suitable cover for our clients.

In the tables below we have shown some examples of claims we have helped to arrange.  This shows examples of the amounts paid and the types of claims paid across various demographic categories.

To find out more about the services of Experien Insurance Services and to arrange a complimentary initial consultation at no additional cost, contact us via the link below :

Claims Examples

Business Expenses Disability Insurance Cover Claims

Income Protection Insurance Cover

Life Insurance Claims

Trauma insurance claims

TPD Insurance Claims

The information provided contains general information and examples and does not take into account your personal objectives, financial situation or needs. Note that the policy wording will differ from insurer to insurer and loadings, exclusions and other limitations may apply by the insurer to each applicant on a case by case basis.  At the time of writing, Life insurance and Financial Advice services are provided by Experien Insurance Services Pty Ltd (EIS) ABN 99 128 678 937 and Experien Financial Services Pty Ltd (EFS) ABN 32 631 346 757. EIS and EFS are a Corporate Authorised Representative (No. 320626 and No. 1274354) Count Financial Limited ABN 19 001 974 625, AFSL 227232. See our website for our Financial Services Guide and latest AFSL arrangements.  Always read the Product Disclosure Statement issued by an Insurer before considering insurance. March 2024.