Personal Insurance Products

Experien Insurance Services will help you take care of the following personal insurance needs:

Trauma Insurance

Have you ever thought what you would do if you became seriously ill but still needed to pay the mortgage, other debts and daily living expenses? Would you have enough ...


 

Total & Permanent Disablement (TPD) Insurance

Have you ever thought of what would happen if you were unable to return to work due to a sickness or an injury? Would you have enough savings put aside to ensure ...


Needlestick Cover

Needlestick cover pays a lump sum benefit if you become infected with HIV, Hepatitis B or Hepatitis C as a result or an accident occurring during the course of your ...


 

Life Insurance

This category of insurance, also known as life cover, is about protecting the people around you that matter the most. It provides financial protection in the event that you were ...


Key Person Insurance

What is Key Person Insurance? Key Person Insurance provides a cash injection to offset the reduction in revenue or cover the debt obligations in a business. If your business relies ...


 

Income Protection Insurance

Income Protection insurance is one of the most crucial and flexible insurance covers available. It is designed to replace your income if you are unable to ...


Business Succession (Buy/Sell) Insurance

What is Business Succession Insurance? When two or more people work together in a business, there needs to be serious consideration of the disposal of each person's share of ...


 

Business Expenses Insurance

What is Business Expenses Insurance? Business Expenses Insurance provides a monthly benefit to pay business expenses should the business owner be unable to work due to sickness or injury. ...