Josh

Thankyou Lloyd and Heena, you guys are champions. Without both of you the process would at the least have been so much more stressful and very likely may have fallen over.

Thanks for your assistance through all of this and previously. You have always been friendly, professional and so easy to deal with. You are a credit to yourself and your employers. I have given a colleague your contact details that has realised the value of income protection after my experience. Thank you both for your time, effort and patience when I really needed it.