What is the definition of professional indemnity insurance for a doctor ?

The definition of professional indemnity insurance for a doctor can be defined as a contract of insurance that provides financial protection (to the extent set out in an insurance contract issued by a licensed General Insurer) to both doctors and patients in circumstances where a patient sustains an injury (or adverse outcome) caused by medical misadventure, malpractice, negligence or an otherwise unlawful act. This type of cover may interchangeably be referred to as :

Individual medical indemnity insurance

– Medical malpractice insurance (commonly used to refer to coverage for a medical centre/practice/hospital)

– Practitioner medical indemnity insurance

– Doctors’ professional indemnity insurance

Experien General Insurance Services (Experien) is a national insurance brokerage firm. We help many doctors in the private sector with their medical indemnity insurance, and we give Doctors the valuable alternative to dealing directly (on their own) with insurers. We research the market to help find better coverage, pricing or other factors.  If you engage us for a review, then we will not charge you if don’t decide to use us any further.  A review is complimentary and without any obligations.

When doctors renew their indemnity insurance, many consider using Experien to review their policies. By comparing insurers, we have highlighted major differences in the pricing and features of different policies.  If you want to change insurers or take out coverage with an insurer we work with, then we can do all the work for you.

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