21
Sep

Avoiding Professional Indemnity Insurance Claims For Doctors And Dentists

The NSW Health Care Complaints Commission notes that medical and dental treatment requires valid consent from the patient. Informed consent means a patient will be given clear information about what is involved in any proposed treatment and their treatment options. Health care providers need to obtain valid consent from a patient before examining or treating them.

For consent to be valid the provider needs to ensure that the patient has:

-> the capacity to provide consent.

-> a good understanding of any side-effects, risks, benefits and alternatives regarding the proposed treatment.

-> been informed about the fees involved

-> given consent voluntarily, without being pressured.

Health care providers are responsible for providing information, encouraging patients to ask questions and clarifying that the information has been clearly understood.  Patients are responsible for weighing up the available information and making an informed decision.  Visit the HCCC website for more information.

  

Experien General Insurance Services Pty Ltd (ABN 77 151 269 279) AFSL 430190 is not an insurer and arranges the Dental Professional Indemnity insurance as a Broker. AAI Limited ABN 48 005 297 807 trading as Vero Insurance issues the insurance for policies renewing up to 1 May 2019.  Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance is the insurer for new policies from 1 May 2019 and renewing policies from 1 May 2020.  In effecting this contract of insurance the Broker will be acting under an authority given to it by the Insurer and the broker will be effecting the contract as agent of the Insurer and not the Insured.
 
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