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Genworth Financial, Inc is a global financial security company based in the USA.  Whilst the information below is dated (from 2011) and from offshore, it is insightful research into the life insurance needs of single parents. Its study, collected over the course of 15 months showed the following :

⇒Single parents across all income levels with children living at home represent the widest insurance gap, potentially leaving their children with few or no options when faced with an unexpected death.

⇒Single people, regardless of whether or not they have children, are 36% below the national level for life insurance coverage, according to the study.

⇒According to the survey, single male parents with children living in the household are more uninsured than single females at every income level. In fact:

1. 79% of unmarried men who are not homeowners, having children in the household and earning an income of less than $50,000 per year are uninsured compared to 66% of women in the same category.
2. The percentages do not drop dramatically as income increases. In fact, 79% of unmarried men who are not homeowners having children in the household making between $50,000-250,000 per year are uninsured.
3. More than half (56%) of unmarried women who are not homeowners having children in the household but making more than $250,000 are uninsured.

See source document here.

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