Public Liability Insurance is often confused with Professional Indemnity Insurance, but they respond to different types of claims. The former can respond if, for example, a dental patient slips on a wet floor and is injured. The latter can respond if a dentist makes a negligent mistake during a clinical procedure.
Dental practice owners almost always hold a Public Liability policy for their practice. But some of these policies may exclude claims from patients of contracting (non employed or associate) dentists.
In this situation, the contracting dentist will need to arrange their own public liability cover (in addition to their mandatory professional indemnity insurance).
Some of the arrangers of professional indemnity insurance for dentists offer a convenient solution in this regard where public liability insurance can be added automatically and easily to an individual dental professional indemnity insurance policy.
And the policies arranged by Experien General Insurance Services do this.
This is general information that is not based on any personal needs, goals or circumstances. Contact us to find out more and always read the Product Disclosure Statement (PDS issued by the insurer before considering buying insurance. The PDS and associated policy schedule will note the coverage provided by a policy.
This is current as at 8 May 2023.
General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. General insurance services are provided by Experien General Insurance Services Pty Ltd ABN 77 151 269 279 AFS Licence No. 430190 (EGIS) trading as Experien Insurance Services. For Dental Professional Indemnity Insurance, EGIS is an agent of an insurer and is not an insurer.
