Author Archive

22
Sep

Experien Insurance Services helps thousands of clients to arrange life insurance policies with coverage including death cover, income protection insurance, Total and Permanent Disability (TPD) cover, Trauma cover and Business ...

21
Sep

Life Insurance For Doctors

Doctors in Australia often consider life insurance - including income protection, trauma, death and Total and Permanent disability insurance - as part of their financial plan.  One of many reasons ...

03
Aug

Financial Planning Newsletter – August 2023

In our August newsletter we look back at market and economic conditions over the past month, discuss ways of contributing to super and look at behavioural ...

24
Jul

Brad Berman – General insurance and Life Insurance

Brad has over 12 years of experience in our industry. He has worked in varying roles for some of Australia’s biggest insurers, and recently was a senior member of the ...

09
Jun

Income protection insurance claim from breast cancer

We helped a medical profession to claim on her income protection policy that we previously arranged for. Her testimonial is shown below : “ Income protection and life insurance is one ...

11
May

2023 Federal Budget Financial Planning Update

In his second Budget, Treasurer Jim Chalmers announced the first budget surplus in 15 years along with a plan for security, prosperity and growth. With a focus on providing support ...

08
May

Public Liability Insurance For Dentists

Public Liability Insurance is often confused with Professional Indemnity Insurance, but they respond to different types of claims.  The former can respond if, for example, a dental patient slips on ...

03
May

Financial Planning News For Doctors And Dentists May 23

Market Movements And Economic Review - May 2023 In the lead up to the Federal Budget, better-than-expected inflation figures were cause for optimism that the lengthy run of cash rate hikes ...

28
Apr

Business Interruption Insurance is a common consideration for a business. It can provide financial protection to cover a loss of turnover/profit due to damage to your premises/property as a result ...

24
Apr

What is an income protection insurance “offset” ?

Most income protection insurance policies will have what is commonly referred to as an “Offset Clause”. The clause allows the insurer to consider and allow for income that the insured ...